Retail Rant

When you go around shopping these days, you would agree with me that everyone is talking about their payment systems? Wouldnt you!  [Read on for my detailed analysis on various payment systems ] There has been a lot of traction in the mobile wallet & digital payment world. While PayPal continues to take the biggest share of mobile wallets, a lot of companies have been putting efforts into getting their payment systems up and running, and hopefully, change consumer habits of opening their wallets and swiping their cards. Apple pay has done well, both in marketing & adoption. Big Brand following & deep pockets! Samsung Pay has been my personal favorite and also offers backward compatibility with older payment devices where it simulates a card swipe .  Then I came across Android Pay! Google is already announced Google pay. Walmart is pushing its customers to use Walmart Pay . to an extent that they may not even support other digital payment wallets!!! What! JP Morgan...

I recently started using Samsung Pay and wanted to capture my experiences with it. Have you tried it? Its worth it. This all started from when I noticed someone pay with their phone in an apple store for buying another apple phone. Ironical! Silence... I was picking up an apple watch 3 for my wife as a Christmas gift. Yess! I was more excited. A guy next to me was browsing on his phone, and when it came to payment, he just used his phone to complete the process and walked away. However I must confess, it was like two zombies interacting. Dont you know what i mean? The human interaction, the "thank you", the "bye byes" etc are fading away. So, much so that it feels plasticky especially at stores as if the sales reps are pushed to say those words. Sorry, I digress: The coolest part of that was not the need to pull out the wallet, swipe or insert the card and everything around it. We always have our phone in the hand, and its so much more convenient. Since then, I cam...